The fewest transfers
Paying everyone back individually gets messy fast. TripUnio computes the minimal set of payments that settles the whole group — so instead of ten little transfers, you make two or three and you're square.
Example. Ana is owed €40, Ben owes €25, and Cara owes €15. Rather than routing money around the group, TripUnio tells Ben to send Ana €25 and Cara to send Ana €15. Two payments, done.
Show it in your currency
Travelling across currencies? Settle-up can display each amount converted to a currency you choose, so the numbers make sense to everyone paying up.